Short answer: Zeigler Insurance is an independent, family-owned insurance agency that has served Antioch homeowners, drivers and businesses since 2005. Our office is in Brentwood, about 15 minutes away on Highway 4, and we compare coverage from multiple carriers to find the right fit for each client.
Antioch is East County’s largest city, and many of our clients live and work here, from Rivertown and Deer Valley to the neighborhoods along Lone Tree Way. Whether you’re insuring a first home, a rental property, a family’s cars or a growing business, we’ll help you understand what you’re buying before you decide.
What insurance do Antioch homeowners need?
Most Antioch homes need more than a basic policy. Homes near the hills by Black Diamond Mines and Contra Loma face grass-fire exposure, older homes near downtown may need updated replacement-cost limits, and properties close to the Delta should consider flood coverage, which standard homeowners policies exclude. Earthquake coverage is also a separate policy in California.
As California’s home insurance market has tightened, some Antioch homeowners have received non-renewal notices. As an independent agency, we can shop multiple carriers and, when needed, explain how the California FAIR Plan works alongside a separate policy for the rest of your coverage.
How can Antioch drivers save on auto insurance?
- Bundle home and auto with the same carrier when it makes sense.
- Review your commute. If you now work from home or take BART from Antioch station, your mileage may have dropped.
- Add an umbrella policy for extra liability protection at a modest cost.
- Compare carriers every few years. Pricing shifts, and an independent agent can check several at once.
What insurance do Antioch businesses need?
We work with Antioch contractors, restaurants and retailers along Somersville Road and Lone Tree Way, auto-related businesses, professional offices and landlords. Common coverage includes:
| Business type | Coverage to consider |
|---|---|
| Contractors and trades | General liability, commercial auto, workers’ compensation, tools and equipment |
| Restaurants and retail | Business owners policy, liquor liability, spoilage, business income |
| Auto dealers and repair shops | Garage liability, garagekeepers, dealer open lot, dealer bonds |
| Landlords | Landlord (dwelling fire) policies, loss of rents, umbrella |
| Offices and professional services | Professional liability, cyber, employment practices liability |
Dealers can learn more on our used car dealership insurance page, or read Garage Liability vs. Garagekeepers.
Why work with a local independent agency?
- Choice: we compare multiple carriers instead of offering just one company’s policy.
- Local knowledge: we live and work in East County and know the risks Antioch property owners face.
- Real people: call and talk to our team in Brentwood, not a call center.
- Experience: family-owned by Dirk and Beth Zeigler since 2005. Dirk is a U.S. Navy veteran and a Commercial Lines Coverage Specialist (CLCS).
Frequently asked questions
Do you have an office in Antioch?
Our office is at 1300 Central Blvd, Ste B, in Brentwood, about 15 minutes from most of Antioch. Most clients work with us by phone, email or online, and you’re welcome to stop by.
Can you help if my Antioch home insurance was non-renewed?
Yes. We’ll shop the carriers we work with and, if needed, walk you through the California FAIR Plan and a companion policy for the coverage the FAIR Plan doesn’t include.
Do you insure rental properties in Antioch?
Yes. Landlord policies cover the building, your liability and lost rent after a covered loss. Your tenants need their own renters policy for their belongings.
Is an independent agent more expensive than buying direct?
No. You don’t pay extra to work with us; carriers pay agent commissions. Because we compare several companies, clients often find better coverage for the price.
Get a quote from our team
Whether you’re in Rivertown, Deer Valley or anywhere in between, we’re here to help Antioch protect what matters. Coverage varies by carrier and policy; your policy language controls.
Request a quote or call (925) 634-1240.
Zeigler Insurance & Financial Services, Inc. · 1300 Central Blvd, Ste B, Brentwood, CA 94513 · CA License 0H18234