| Contact us: 866-975-8640 (Phone) 888-347-3597 (efax) dirk@zeiglerinsurance.com |
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Am I covered if I drive someone else's vehicle?
Generally speaking, the insurance goes with the car. For example, if you
have an accident while driving someone else's car, the owner's insurance
would apply first toward damages. Your auto insurance would generally
apply in the event the owner of the vehicle had no auto insurance or did not
have enough auto insurance to pay the damages. For specific information
and guidance on your coverage in this situation, contact us with additional
questions.
have an accident while driving someone else's car, the owner's insurance
would apply first toward damages. Your auto insurance would generally
apply in the event the owner of the vehicle had no auto insurance or did not
have enough auto insurance to pay the damages. For specific information
and guidance on your coverage in this situation, contact us with additional
questions.
Will my policy be cancelled if I have an accident?
Generally, being in an accident will not cause your policy to be cancelled.
However, after the facts of the situation are reviewed, you may be
required to pay a higher premium for your policy upon renewal.
However, after the facts of the situation are reviewed, you may be
required to pay a higher premium for your policy upon renewal.
Car rental companies charge daily fees for "CDW" coverage (which
means their insurance will pay for all damages covered in your rental
agreement). Rental car coverage under a private passenger policy varies
state by state. Check your policy or contact us.
means their insurance will pay for all damages covered in your rental
agreement). Rental car coverage under a private passenger policy varies
state by state. Check your policy or contact us.
Dirk M. Zeigler
License # 0E26903
Is my jewelry covered by my homeowners policy?
When should I think about adding additional home coverage?
Generally, you should contact your agent about reviewing your coverage
whenever you change something significant about your home or its
contents, for example:
whenever you change something significant about your home or its
contents, for example:
- When you put on an addition to your home
- When you start a business from your home
- When you make a major purchase, such as jewelry, a computer,
a boat or other recreational vehicle
On a homeowners policy, there is limited, standard coverage available
for your jewelry. In most cases, you will need to purchase a Personal
Articles Floater, which extends protection for your jewelry when its value
is higher than the limits stated in your homeowners policy. We can help
determine if you need to purchase Floater coverage.
If I use a rental car, do I have coverage?
| FAQ's |
Zeigler Insurance Group
